Today most of us will be giving a Valentine’s Day gift to someone we love. According to the National Retail Federation, Americans plan to spend an average $196.31, up 21 percent over last year’s previous record of $161.96. Whether it’s chocolates, jewelry, flowers, or apparel, it’s estimated U.S. consumers will spend $27.4 billion, up 32 percent from last year’s record $20.7 billion.
Whatever you purchase this Valentine’s Day, make sure you take the right steps to insure your valuables. At the Sholley Insurance Agency, we are here to help you with this!
Homeowner’s and renter’s insurance policies provide coverage for personal property, but there may be limitations. Homeowner’s policies cover named perils that may include fire, lightning, wind, and theft. But what if that expensive ring falls down the bathroom drain? Do you have coverage?
If your home was destroyed by fire, would you remember every possession and the value of each one? Keeping an inventory of what’s in your home, as well as appraisals for expensive items like jewelry and other valuables, is very beneficial during the claims process.
Planning on going out for a nice Valentine’s Day dinner? If your credit card is compromised, do you have protection against identity theft?
To learn more about insurance coverage and strategies to keep you safe, call us, stop by our office, or visit us at sholleyagency.com.
We’re here to help!