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12 Days of Santa’s Insurance – Day 2

12 Days of Santa’s Insurance – Day 2

Santa’s sleigh would be grounded without his team of famous flyers, so he needs to make sure they are properly insured.

While Santa’s reindeer seem to be well-behaved and remarkably long-lived, there are some situations where it would be wise to consider insuring the herd.

Santa’s options include:

• Liability and property coverage

If one of the reindeer happened to run off the North Pole acreage and collide with a passing vehicle, a Farm policy would cover liability damages to the vehicle and bodily injury to any occupants. The property portion of the policy would cover the loss of the reindeer.

• Attractive nuisance

The Farm policy would also cover injuries to curious visitors who come onto Santa’s property to get a look at the reindeer.

• Theft

What thief wouldn’t be interested in flying reindeer? A theft extension to the Farm policy is a smart idea to guard against the costs incurred should someone discover and steal one of Santa’s 9 magical reindeer.

On a side note, Santa might want to consider also purchasing a mortality policy for his rare breed of antlered haulers. This type of policy would include emergency life-saving veterinary fees in case a reindeer has an accident requiring emergency care.

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